I now have 6 days until I am due to help this baby into the world outside of my body. As one of those people who really hates to admit to just about any kind of weakness I am having a hard time. Money is tight. Now our phones are out of service. We might get a check today that will cover our phone plan as well as a down payment but who knows...maybe we won't!
This on the edge life of not knowing when how much money is coming in is a lot more fun when I'm able to get out there and make some of the money. At this point I have some things I'd like to sell on eBay, lots of clothes to be gone through to take to consignment, and that sort of thing but the energy drain I am feeling is totally totally insane and SO SO frustrating.
I feel like if I could just have a few days of this energy referred to as "nesting" I could easily pull in a couple hundred bucks or at least set the foundation to. Not to mention downsizing like I want to.
Beating myself up for being tired doesn't do much to boost my energy though so I'll just leave it at that. I'm trying not to freak out too much on my husband either as I want his focus to be on making it happen more than calming me down.
We have come up with a new goal as far as the housing situation we are looking for, we have realized that with so many BIG places for rent, we could combine resources to get into a sort of cross between a communal and co-housing living situation.
We posted an ad with this intention in mind and have been contacted by somebody who wants the same thing, yet is actually the owner of the property as well which is HUGE...now we really just need this elusive check to appear and seal the deal.
Part of what we really want is to have a nice gardening area and so I have been spending time in the garden to up the intention on this...right now my daughter is out there watering plants too :-)
I really hope we get this place, though it'll all work out even if we don't as I'm sure we will find something better.
I haven't written for a few days as I've had internet trouble and blogger.com doesn't have an iPhone app far as I could find...now I have internet and no phone service, go figure!!
Oh well.
I feel like baby could come just about any day...and also know that if history repeats itself that it would be July when our baby is born, so we will see...we will see.
One month of pregnancy left and now losing our house to foreclosure. Mom of two, soon to be three sharing the joys and sorrows of this unplanned journey.
Showing posts with label Pregnant. Show all posts
Showing posts with label Pregnant. Show all posts
Friday, June 17, 2011
Thursday, May 26, 2011
First Discussion With Realtor Tasked With Our Removal
Apparently came down to:
"30 days and $3,000 or 60 days and $2,000"
Wow.
So it didn't go as hoped, but hey, this lady is just doing her job right? I still don't understand the benefit considering we are willing and able to pay now, and even just getting the house sell-able will take a lot of money and some time (unfinished kitchen, 2 bedrooms, and basement).
Lucky us though, we get a fresh start.
So while we are waiting til early next week to talk to the woman again about what we decide to do, we are absolutely getting started on the organization. If anyone reading this has any great coupons good for those big plastic storage bins or anything like that from Ikea/Target/etc. please let me know in the comments.
Didn't sleep so well last night, those 2yo molars are coming in and causing my little one to wake up quite a few times a night...hoping tonight will go more smoothly.
On my way to go visit the midwife now.
I suppose the main decision is, given the options we have, either move right before the baby comes, or right after the baby comes. Neither is even mildly appealing at this point.
I hope I never have the need to do business with Chase or Freddie Mac ever...ever ever.
"30 days and $3,000 or 60 days and $2,000"
Wow.
So it didn't go as hoped, but hey, this lady is just doing her job right? I still don't understand the benefit considering we are willing and able to pay now, and even just getting the house sell-able will take a lot of money and some time (unfinished kitchen, 2 bedrooms, and basement).
Lucky us though, we get a fresh start.
So while we are waiting til early next week to talk to the woman again about what we decide to do, we are absolutely getting started on the organization. If anyone reading this has any great coupons good for those big plastic storage bins or anything like that from Ikea/Target/etc. please let me know in the comments.
Didn't sleep so well last night, those 2yo molars are coming in and causing my little one to wake up quite a few times a night...hoping tonight will go more smoothly.
On my way to go visit the midwife now.
I suppose the main decision is, given the options we have, either move right before the baby comes, or right after the baby comes. Neither is even mildly appealing at this point.
I hope I never have the need to do business with Chase or Freddie Mac ever...ever ever.
Labels:
chase,
eviction,
Foreclosure,
freddie mac,
Moving,
Pregnant,
tired
Wednesday, May 25, 2011
Project Planning
My husband and I were able to really discuss what is going on for the first time today. Last night I was freaking out a bit that we hadn't come to any conclusions and we agreed to just wait til today, and it went well.
I'm very grateful for the local family support we have that took care of watching our younger daughter for a few hours since these discussions can get a bit heated!!
We have come up with a loose action plan that includes 3 projects which cover our stuff, our plans, and our resources basically. These are projects to take care of either before or during the next few weeks:
Streamline:
We have a lot of stuff, and are pretty much packrats in our own very ADD kind of way. Seeing as how I'm having a baby soon nesting has started a little bit, with me mostly organizing things I can easily move like the massive stacks of paper. I have made some progress but we need to do more.
I see this project as a much much bigger project though that can be done over time. What I want to do is to clear out anything we aren't using on a regular basis, to either sell it, give it, or store it if we want to keep it for a later time. I figure if we keep only the essentials (for example only 4 plates/bowls/etc) then our lives will be easier as there will be less stuff to deal with, and if we do end up moving urgently then it will be less stressful.
Since we don't know exactly how long we will have to stay then it makes sense to keep it all as minimal as possible. I would love to stay and figure that if we do somehow figure out a way to do this then we will be starting fresh and have a clean slate to selectively add things into our lives in a much more conscious way. If we move we can move the essentials, live simply and then we can do the same.
Conscious living and choice is our priority at this point.
Budget:
I think keeping a budget is always a good thing...however we haven't really been good at this one. Still having separate accounts, separate streams (or lack of) streams of income etc. has made it a bit complicated.
Enough with excuses.
Now I'm going to be pulling together approximately what we 'need' to have and pull all that into a spreadsheet to see what we really are able to do with what we are planning to be bringing in.
Ideal Living:
We have some big goals of things we want to do in life, mostly taking place in a few years, so we are looking for something that will keep us comfortable for the next three years maximum, 1-3 is the estimate. To make this as ideal as possible it has to be a lot of little things. This project is coming up with a list of the variables that we require in a place we will stay long term (see picture) and includes things like number of bedrooms, being close to things that improve life like parks, pea patches, grocery stores, maybe a zipcar and/or public transportation etc.
We will also have some things on here about neighborhoods we like, where we have support and weigh those options accordingly.
So... Our plans are starting to come together. I would really like to stay in the house at least 60-90 days, if our baby is born late as both of my girls were then by the end of 60 days would be approximately when my 6 weeks after birth would be done and I'd be approachinge able to walk without making a big mess and be approaching overall functionality etc. 90 days and we're talking about spending most of the summer at our house which means I can help more in the move too.
I'd also love to be able to harvest at least some of my garden, peas and strawberries should be appearing pretty soon...
I'm very grateful for the local family support we have that took care of watching our younger daughter for a few hours since these discussions can get a bit heated!!
We have come up with a loose action plan that includes 3 projects which cover our stuff, our plans, and our resources basically. These are projects to take care of either before or during the next few weeks:
Streamline:
We have a lot of stuff, and are pretty much packrats in our own very ADD kind of way. Seeing as how I'm having a baby soon nesting has started a little bit, with me mostly organizing things I can easily move like the massive stacks of paper. I have made some progress but we need to do more.
I see this project as a much much bigger project though that can be done over time. What I want to do is to clear out anything we aren't using on a regular basis, to either sell it, give it, or store it if we want to keep it for a later time. I figure if we keep only the essentials (for example only 4 plates/bowls/etc) then our lives will be easier as there will be less stuff to deal with, and if we do end up moving urgently then it will be less stressful.
Since we don't know exactly how long we will have to stay then it makes sense to keep it all as minimal as possible. I would love to stay and figure that if we do somehow figure out a way to do this then we will be starting fresh and have a clean slate to selectively add things into our lives in a much more conscious way. If we move we can move the essentials, live simply and then we can do the same.
Conscious living and choice is our priority at this point.
Budget:
I think keeping a budget is always a good thing...however we haven't really been good at this one. Still having separate accounts, separate streams (or lack of) streams of income etc. has made it a bit complicated.
Enough with excuses.
Now I'm going to be pulling together approximately what we 'need' to have and pull all that into a spreadsheet to see what we really are able to do with what we are planning to be bringing in.
Ideal Living:
We have some big goals of things we want to do in life, mostly taking place in a few years, so we are looking for something that will keep us comfortable for the next three years maximum, 1-3 is the estimate. To make this as ideal as possible it has to be a lot of little things. This project is coming up with a list of the variables that we require in a place we will stay long term (see picture) and includes things like number of bedrooms, being close to things that improve life like parks, pea patches, grocery stores, maybe a zipcar and/or public transportation etc.
We will also have some things on here about neighborhoods we like, where we have support and weigh those options accordingly.
So... Our plans are starting to come together. I would really like to stay in the house at least 60-90 days, if our baby is born late as both of my girls were then by the end of 60 days would be approximately when my 6 weeks after birth would be done and I'd be approachinge able to walk without making a big mess and be approaching overall functionality etc. 90 days and we're talking about spending most of the summer at our house which means I can help more in the move too.
I'd also love to be able to harvest at least some of my garden, peas and strawberries should be appearing pretty soon...
Tuesday, May 24, 2011
I Love My House
I moved into my house, with my husband and our two daughters just about two years ago, well almost two years ago. I am due to have a baby in 29 days. We are to call the agent in charge of selling our house for the bank in 48 hours.
During the year prior, my husband had basically built the inside of the house, it was leaning, and many adjustments were made to joists, new flooring, new walls, new design, and so so much more. It was a real effort of love, sweat, and tears. Also in that prior year I'd lost my job, when I was 8 months pregnant which seems to be the start of a trend that I'll get into later.
Since then, we have been experiencing financial hardship. Mortgage hasn't been paid in a long time, and we have been doing all we can to get work and stabilize on some level while providing as nurturing an environment as possible for our two children. We just started coming out of this, and could afford to pay mortgage payments finally, though not the back payment. Our house was foreclosed upon last Friday, my husband was at the auction and nobody wanted the house.
I should mention the house is unfinished inside, next door to an illegally clear cut lot that will likely cause sliding on our property, and is hardly ideal in any way, except for us as it is our home.
Ownership has been transferred to Freddie Mae though as I found out today via the upper document on the picture above. Eviction proceedings have begun, and we need to contact this agent assigned to sell our house within the next 48 hours.
I started this blog because yesterday marked one month from the estimated arrival of the child growing and kicking in my belly as I type this. I am experiencing so many big good and bad things, that I need a place to share it. I'm not ready to be public about it yet in relation to my 'real' web presence (though I will likely import this into my established blog at a later point).
I don't want to move. I have a five year old in school, a two year old who spends most of her time during the day with me, and a garden that I love. I have told my husband and many other friends that the effort we have put into this house and making it liveable and ideal for us has resulted in a warm fuzzy "hug" feeling whenever I walk into the front door. I really do love this trashy place and will always have fond memories of watching my husband creating what it is.
I am also planning on having a home birth, one that I have fantasized about since conception in the lovely tub that we have here which is one of those big deep footed tubs. My eyes are wet just writing that, it is something I have wanted for a long time. I remember back when renovations started the tub was almost given away, and I insisted we keep it for that reason.
I love watching my girls bathe in that tub, I enjoy bathing in it, and we have even managed (when I was smaller!) to all fit into the tub together for a 'family bath' of sorts.
My garden too is something I have put a whole lot of effort into. I started back when we first got married, so before we actually moved in and it's my third year of planting, harvesting, and enjoying the fruits of that labor with my family. Prior to this I had always been in apartments and being able to have land to cultivate has been a dream come true. I have even written about the therapeutic benefits of it that I have experienced.
During the year prior, my husband had basically built the inside of the house, it was leaning, and many adjustments were made to joists, new flooring, new walls, new design, and so so much more. It was a real effort of love, sweat, and tears. Also in that prior year I'd lost my job, when I was 8 months pregnant which seems to be the start of a trend that I'll get into later.
Since then, we have been experiencing financial hardship. Mortgage hasn't been paid in a long time, and we have been doing all we can to get work and stabilize on some level while providing as nurturing an environment as possible for our two children. We just started coming out of this, and could afford to pay mortgage payments finally, though not the back payment. Our house was foreclosed upon last Friday, my husband was at the auction and nobody wanted the house.
I should mention the house is unfinished inside, next door to an illegally clear cut lot that will likely cause sliding on our property, and is hardly ideal in any way, except for us as it is our home.
Ownership has been transferred to Freddie Mae though as I found out today via the upper document on the picture above. Eviction proceedings have begun, and we need to contact this agent assigned to sell our house within the next 48 hours.
I started this blog because yesterday marked one month from the estimated arrival of the child growing and kicking in my belly as I type this. I am experiencing so many big good and bad things, that I need a place to share it. I'm not ready to be public about it yet in relation to my 'real' web presence (though I will likely import this into my established blog at a later point).
I don't want to move. I have a five year old in school, a two year old who spends most of her time during the day with me, and a garden that I love. I have told my husband and many other friends that the effort we have put into this house and making it liveable and ideal for us has resulted in a warm fuzzy "hug" feeling whenever I walk into the front door. I really do love this trashy place and will always have fond memories of watching my husband creating what it is.
I am also planning on having a home birth, one that I have fantasized about since conception in the lovely tub that we have here which is one of those big deep footed tubs. My eyes are wet just writing that, it is something I have wanted for a long time. I remember back when renovations started the tub was almost given away, and I insisted we keep it for that reason.
I love watching my girls bathe in that tub, I enjoy bathing in it, and we have even managed (when I was smaller!) to all fit into the tub together for a 'family bath' of sorts.
My garden too is something I have put a whole lot of effort into. I started back when we first got married, so before we actually moved in and it's my third year of planting, harvesting, and enjoying the fruits of that labor with my family. Prior to this I had always been in apartments and being able to have land to cultivate has been a dream come true. I have even written about the therapeutic benefits of it that I have experienced.
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